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Buy Here Pay Here +Plus

When Financing In-House Works Don't Stop!

Adding a Plus Option Will Maximize Profits

Lower Down Payments
Risking the Lenders Money
Increase In-House Working Capital
Maximize Profits

MOST Buy-Here Pay-Here dealers have one or two things in common.

1. Burned in past by auto lending companies
2. Never set up a lender company



 

Burned in past by auto lending companies

Not all lending companies are created equal.

Remember why you tried using a lender? Lack of funds in the beginning or just to grow your business. I found the best lender to know is the one who puts skin in the game. A lender who works WITH YOU as a dealer, understands it is YOUR NAME and YOUR REPUTATION on the line with each and every customer. One who works to maximize your profits on the Net Check and who shares the profits made on the intrest of the loan you bring to the table.

UsedCarLot.org can help connect you with a trusted funding partner -&- avoid the loan sharks.

 

 

I Never set up a lender company

Starting a Used Car Lot is a lot of work.

The thought of adding another thing on your plate was too much.
Not to mention you need the money now, not in pools that pay out years later.

Using the tried and true Buy-Here Pay-Here method. Your guaranteed to get that down payment and first monthly payment 'Cash-In-Hand'.

Example A:
$1500 down / $129 month guarantees you $1729 Cash-In-Hand on a $4500 car.

IF you work with an HONEST & TRUSTED lender who shares the profit made on financing the car you could be looking at the following.

Example B:
$500 cash down +PLUS $4,629 Net Check puts $5,129 in your pocket NOW on a $4500 car.
($629.00 profit share of the financing paid up front on your Net Check)

IF In-House Financing is working... Keep doing what works!
Adding an option to finance those customers that don't have enough to to make in-house financing work can be a new source of revenue using the tools you already use every day.

UsedCarLot.org can help connect you with a trusted funding partner

 

 

 

 

Lower Down Payments

When in-house financing requires $1000, $1500, $3500 or more down. You have a serious buyer sitting in front of you who doesn't have that much cash or good credit. Using a finance company who will approve on lower down payments and specializes in sub-prime auto loans could save the sale AND put more money in your pocket.

 

 

 

Risking Lender Money NOT Your Money

When your gut says 'It's a Major Risk', and your bank account says 'Don't Do It'.

Using a trusted sub-prime auto funding company saves the sale for you and passes the risk to them. You keep 100% of the down payment AND the Net Check that is paid to you by the funding company. Remember Trusted Funders SHARE the interest profits. This option removes the risk to your bank account. Providing the lenders money, +PLUS shared projected intrest directly to you.

 

 


Increase In-House Working Capital

On top of all the already mentioned ways adding a +PLUS funding option to the in-house financing already in place. Positioning yourself with Trusted flooring company to float the cost of adding cars you know you can sell to your car lot quick and easy. Partnering with the RIGHT flooring company will get you moved to the preferred lines at the auction house, maximizing your profits using their money not yours.

 

 

 


Maximize Profits

Buy-Here Pay-Here In-House Financing, Cash Only or Funding company partnerships. Keeping the expenses as low as possible and maxsimizing the profits keeps the doors open.

Remember to ONLY surround yourself with people who want to help fulfill your dream and be partners in your sucess.

 

 

 

Used Car Lot


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